Residential Tax Abatement

When you build a new home or invest in renovations, your property taxes can go up. The City of Cincinnati’s Residential Property Tax Abatement program reduces the amount of property taxes that owners must pay on new construction or improvements to their one to four-unit dwelling for up to 15 years. A property tax abatement is available for any increased valuation that results from improvements to the property for new construction and renovation.

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Down Payment Assistance (ADDI)

The American Dream Down Payment Initiative (ADDI) Program is designed to assist first-time homebuyers who want to purchase a home within the City of Cincinnati.

Applicants may be awarded up to $14,000 in the form of a five-year forgivable loan for a down payment and/or closing costs.

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Lead Paint Hazard Control Grant Program

The City of Cincinnati has a federal grant from the Department of Housing and Urban Development that can help control lead paint, dust and soil hazards in residential properties. If you own residential property built before 1978, you may be eligible to take part in this Lead Hazard Control Program.

Family Rehousing Assistance Program

The Family Rehousing Assistance Program helps provide decent, safe, and sanitary housing for Cincinnati’s citizens by providing assistance to people displaced due to building and health code violations, including orders for lead-based paint hazards, or other emergency situations, such as fires.  Assistance may also be available to assist properties to remediate issued orders through the Homeowner Assistance Repair and Building Order Remission (HARBOR) Program.

Foreclosure Prevention

The Homeowner Preservation Initiative
The City of Cincinnati has contracted with Working In Neighborhoods (WIN) to provide help to residents in danger of losing their homes. WIN has agreements with Smart Money, the Home Ownership Center of Greater Cincinnati, and the Better Housing League to also provide these services.

Emergency Mortgage Assistance
Low- and moderate-income homeowners who face foreclosure due to job loss, illness, death of primary wage earner, or other circumstances beyond their control can get help to bring their loan current if they have re-established an income stream to continue future mortgage payments. One-time assistance of up to $2,500 is available.

Working in Neighborhoods
Homeowner Preservation Initiative

Legal Aid Society of Greater Cincinnati
Emergency Mortgage Assistance

Housing Repair Services (HRS) Program

Housing Repair Services Program (HRS) provides home repairs and accessibility modifications to low-income homeowners, particularly elderly and/or disabled owners. The services allow owner-occupants to remain in their dwelling units and help maintain the quality of housing stock in the City.

Compliance Assistance Repairs for the Elderly (CARE) Program

The CARE Program serves the people of Cincinnati through the efforts of the Cincinnati-Hamilton County Community Action Agency (CAA) by providing grants to low income, elderly or disabled homeowner-occupants to correct City of Cincinnati code violations issued pursuant to the Neighborhood Enhancement Program’s (NEP) “house to house” exterior property condition inspection.