Cincinnati Down Payment Assistance
The American Dream Downpayment Initiative (ADDI) Program is designed to assist first-time homebuyers who want to purchase a home within the City of Cincinnati.
Applicants may be awarded up to $5,000 in the form of a five-year forgivable loan for a down payment and/or closing costs.
The City is currently accepting ADDI applications. Please contact 513-352-6146 for additional information.
The buyer must:
Be a first-time homebuyer.
Be at or below 80% of the median area income.
Complete homebuyers counseling through a HUD approved agency.
Provide valid documentation of all sources of income (employment and benefits).
The residence must:
Be located within the City of Cincinnati limits.
Pass a local housing code inspection (conducted by the City Building Department).
Be a single-family residence (multi-families are not eligible).